Business Victoria - start, run and grow your business
Business Victoria

Advanced Search

Business Victoria

Business Finance & Banking

Raising the money you need for your business depends on its size and where it is in its development. I.e., is it well-established or a start-up?

If you need money to set up or develop your business, then banks, credit unions, brokers, family, individuals and various financial institutions provide a range of options. The type of finance you choose also needs to be part of a business plan. Professional advice is recommended.

Use our business plan template to help you plan your finances.

Microsoft Word DocumentBusiness Plan Template (DOC 780Kb)
 A generic business plan which can be adapted to suit your business's needs. Please save to your computer and ensure your macros setting is turned on.

Opening a Business banking account

Different business banking products and transactional facilities to consider when opening a business banking account.

Find a Business Loan

Choosing the right kind of business finance can be complicated. Banks and other lenders offer a range of loans including overdrafts, lines of credit and fully-drawn advances. Our Business Loan Finder tool can help you find the best loan for your business.

Applying for a Loan

When applying for a loan, you will need to show the lender a detailed business plan. This information helps the lender to make its decision. The better the lender understands your plan, the better the chance you'll get the right type of finance and advice.

Other Finance Options

Outlines alternative ways to borrow or access money, including business angels and how they help, venture capital, family loans, floating a company, grants and assistance.

Refinancing or Switching Banks

Processes to review your business accounts and facilities before you decide to refinance or switch to another financial institution.



Text size: Reduce text sizeIncrease text size

Related Content:


Related Content

Forecasts and Cashflow
The importance of financial forecasts and cash flow. Includes a useful cash flow worksheet.

Business Planning
How to write a good business and marketing plan.

Who Can Help

Business Advice
Use the Find an Adviser service to locate a business advisor or mentor in your area.

Who Can Help? - Business Victoria on 13 22 15 (local call cost, within Australia)
or + 61 3 9651 9999 (International)
Site Index